More than ever, the youth of today need a clear understanding of how to manage their finances. Real Money, Real World, is an OSU Extension signature program that gives Middle School and High School students an understanding of how current income and life choices affect future income. Participants learn how much to expect to pay for housing, transportation, and childcare, and how to balance “wants” and “needs”. In Geauga County, this hands-on program was offered to both Middle and High School students. Schools that have participated in this program are Berkshire, Cardinal, Chardon, Ledgemont, Newbury, and St. Anselm. The program also helps schools fulfill the state’s financial education requirement without adding to staff burden.